GDPR & Data Protection Policy

1. Personal Data We Process

• Identity and contact information.
• Account and profile information.
• Transaction and service information.
• Technical, device, and usage information.
• Communications and support information.

2. Why We Process Data

We may process personal data to:

• Provide and manage VYNKCard services.
• Fulfil contractual obligations.
• Meet legal and regulatory requirements.
• Maintain security and prevent fraud.
• Improve services and user experience.
• Send communications where legally permitted and, where required, with consent.

3. Legal Bases

Where GDPR applies, processing may rely on:

• Contractual necessity.
• Legal obligations.
• Legitimate interests.
• Consent, where applicable.

4. Your GDPR Rights

Subject to applicable law, you may have the right to:

• Access your personal data.
• Correct inaccurate information.
• Request deletion.
• Restrict processing.
• Object to certain processing.
• Request data portability.
• Withdraw consent where processing is based on consent.
• Lodge a complaint with a relevant data-protection authority.

5. Data Transfers

Personal data may be processed or stored in countries outside your country of residence. Where required, appropriate legal safeguards will be used for international transfers.

6. Data Security

We implement reasonable technical and organizational measures to protect personal data against unauthorized access, loss, misuse, or disclosure.

7. Data Retention

Personal data is retained only for as long as necessary for the purposes for which it was collected, including legal, accounting, security, and regulatory requirements.

8. Children's Data

VYNKCard services are not intended for individuals who are not legally permitted to use the service. We do not knowingly collect children's personal data in violation of applicable law.

9. Privacy Requests

For GDPR or data-protection requests, contact VYNKCard through the official contact information on our website.